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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Questions & Answers - in .pdf

OH-Life-Agent-Series-11-44 pdf
  • Total Q&A: 107
  • Update: Sep 16, 2026
  • Price: $59.99
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  • Vendor: Ohio Department of Insurance
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Q&A - Testing Engine

OH-Life-Agent-Series-11-44 Study Guide
  • Total Q&A: 107
  • Update: Sep 16, 2026
  • Price: $59.99
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  • Vendor: Ohio Department of Insurance
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Overview:

Certification Vendor:Ohio Department of Insurance
Exam Name:Ohio Life Insurance Agent Series 11-44
Exam Number:OH-Life-Agent-Series-11-44
Exam Duration:120 minutes
Related Certifications:Ohio Property and Casualty Agent Series 11-46
Ohio Accident and Health Agent Series 11-45
Exam Format:Multiple Choice
Certificate Validity Period:2 years (following license issuance)
Available Languages:English
Passing Score:70%
Exam Price:USD42
Real Exam Qty:100
Sample Questions:Ohio Department of Insurance OH-Life-Agent-Series-11-44 Sample Questions
Exam Way:Computer-based testing (at authorized PSI centers) with multiple-choice questions. :contentReference[oaicite:1]{index=1}
Pre Condition:Must complete an Ohio Department of Insurance approved pre-licensing education course; must be at least 18 years old; criminal background check and fingerprinting required as part of licensing process. :contentReference[oaicite:0]{index=0}
Official Syllabus URL:https://insurance.ohio.gov/

Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Insurance Regulation12%- Resident and nonresident rules
- Assumed business names
- Licensing requirements
- Reporting convictions and disciplinary actions
- Continuing education requirements
- Change of address and contact information
- Temporary licenses
- Renewal and nonrenewal
Life Insurance Product Knowledge- Section 1035 exchanges and rollover rules
- Modified Endowment Contracts and taxation
- Cash value, dividends, policy loans and surrenders
- Settlement options and beneficiary provisions
- Policy provisions and types

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question #1
Which of the following is TRUE of a payor benefit rider?

A. Increases the value of the policy if the policyowner dies.
B. Waives premiums on a Juvenile policy if the policyowner becomes totally disabled or dies.
C. Waives policy premiums if the insured becomes totally disabled.
D. Pays a monthly income to the policyowner if the insured is totally disabled.


Question #2
After a request has been received for verification of coverage from a viatical settlement provider, an insurance
company authorized to do business shall respond within:

A. 45 calendar days
B. 30 calendar days
C. 60 calendar days
D. 90 calendar days


Question #3
All of the following statements apply to the surrender of an annuity contract EXCEPT

A. the owner has the right to surrender the contract during the accumulation period.
B. surrender charges diminish over a stated number of years and will eventually disappear.
C. surrender charges will reduce the contract payout amount.
D. the right to surrender Is available on immediate and deferred annuities.


Question #4
Risks are generally NOT Insurable if

A. the loss is expected.
B. there are many individuals who may also experience a similar loss.
C. the policyholder has a policy from another insurer.
D. deductibles would be required.


Question #5
An insured has a 5-year Renewable Term Life Insurance Policy. Upon exercising the renewable privilege, the
Insured MUST

A. provide evidence of insurability.
B. convert to a whole life policy.
C. pay an annual premium that may be higher.
D. renew for at least 10 years.


Solutions:

Question #1
Correct Answer: B
Question #2
Correct Answer: A
Question #3
Correct Answer: D
Question #4
Correct Answer: A
Question #5
Correct Answer: C

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