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CII E05 Questions & Answers - in .pdf

E05 pdf
  • Total Q&A: 52
  • Update: Aug 22, 2026
  • Price: $59.99
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  • Vendor: CII
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
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CII E05 Q&A - Testing Engine

E05 Study Guide
  • Total Q&A: 52
  • Update: Aug 22, 2026
  • Price: $59.99
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  • Vendor: CII
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
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CII E05 Exam Overview:

Certification Vendor:Chartered Insurance Institute (CII)
Exam Name:Examination element of M05 Insurance law
Exam Number:E05
Real Exam Qty:50
Exam Duration:60 minutes
Related Certifications:Diploma in Insurance
Exam Format:Multiple Choice Questions (MCQ), Multiple Response Questions
Passing Score:65%
Available Languages:English
Sample Questions:CII E05 Sample Questions
Exam Way:Computer-based examination available at CII test centres and through remote online invigilation.
Pre Condition:Knowledge equivalent to IF1 Insurance, Legal and Regulatory is recommended but not mandatory.
Official Syllabus URL:https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/

CII E05 Exam Syllabus Topics:

SectionObjectives
Insurance Contract Terms and Vitiating Factors- Policy terms and validity
  • 1. Fraud
  • 2. Conditions and warranties
  • 3. Effects of breach
  • 4. Representations and misrepresentations
Law of Contract- Contract formation and operation
  • 1. Breach and remedies
  • 2. Offer and acceptance
  • 3. Terms of contract
  • 4. Consideration
Law of Agency and Insurance- Agency relationships
  • 1. Authority of agents
  • 2. Duties and liabilities
  • 3. Creation of agency
Nature and Sources of English Law and Natural Legal Persons- Nature and sources of English law
  • 1. Natural and legal persons
  • 2. Legal systems and sources of law
Law of Torts- Principles of tort law
  • 1. Negligence
  • 2. Defamation
  • 3. Nuisance
  • 4. Liability and remedies
Subrogation and Contribution- Recovery and sharing of losses
  • 1. Subrogation rights
  • 2. Contribution between insurers
Indemnity and Measurement of Loss- Application of indemnity
  • 1. Calculation of losses
  • 2. Methods of indemnification
Insurance Claims- Claims process and legal principles
  • 1. Claims settlement
  • 2. Notification and handling of claims
  • 3. Rights and obligations of parties
Formation of Insurance Contracts- Insurance contract principles
  • 1. Consumer and commercial insurance law
  • 2. Insurable interest
  • 3. Utmost good faith
  • 4. Disclosure and fair presentation

CII Examination element of M05 Insurance law Sample Questions:

1. In what circumstances is abandonment automatic under a marine hull insurance policy?

A) The constructive total loss of the vessel.
B) The insured has performed an action of abandonment.
C) The insured has sent a formal notice of abandonment.
D) The actual total loss of the vessel.


2. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

A) It is not treated as a separate legal entity.
B) It is answerable to its shareholders or members.
C) It is an organisation with a separate legal existence to its membership.
D) It is a legal person representing one official position.


3. In respect of a life assurance policy, the duty to take reasonable care NOT to make a misrepresentation ends when the proposer

A) dies and his estate submits a claim to the insurer.
B) signs and submits the completed proposal form to the insurer.
C) assigns the contract to a third party.
D) forms the contract with the insurer.


4. For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of an express term in reaching or recording an agreement?

A) It must be evidenced in documentary form.
B) It may be implied by conduct.
C) It will usually override any implied term which conflicts with it.
D) It may be oral or in writing.


5. A riot results in a shop being damaged and the shopowner's insurer settling the claim. A subrogation right enabling the insurer to sue the police authority arises under

A) statute.
B) a condition subsequent to liability.
C) a condition precedent to liability.
D) tort.


Solutions:

Question # 1
Answer: D
Question # 2
Answer: B,C
Question # 3
Answer: D
Question # 4
Answer: C,D
Question # 5
Answer: A

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E05 Related Exams
M05 - Insurance law (IL) Exam
Related Certifications
Insurance Law (M05)
Certificate in Insurance