Insurance Licensing NY-Life-Accident-and-Health Questions & Answers - in .pdf
- Total Q&A: 122
- Update: Jul 14, 2026
- Price: $59.99
- Vendor: Insurance Licensing
- Exam Code: NY-Life-Accident-and-Health
- Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
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Insurance Licensing NY-Life-Accident-and-Health Q&A - Testing Engine
- Total Q&A: 122
- Update: Jul 14, 2026
- Price: $59.99
- Vendor: Insurance Licensing
- Exam Code: NY-Life-Accident-and-Health
- Exam Name: New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. The insured, who is 59 years of age decides to replace a long-term care policy they had for five years for a new policy. Which of the following is true of the insurer?
A) The original insurer will reimburse benefit dollars not used under the original policy period.
B) The replacement insurer will waive probationary periods pertaining to preexisting conditions satisfied under the original policy.
C) The replacement insurer will impose new probationary period and preexisting condition limitations.
D) The replacement insurer will not honor previous exclusions that had previously been satisfied under the original policy.
2. Which of the following is a potential DISADVANTAGE of a fixed annuity?
A) There is no guaranteed specific benefit amount to the annuitant.
B) Annuitants could experience a decrease in the purchasing power of their payments over a period of years due to inflation.
C) Payments continue only for a maximum of 2 years after the annuitant ' s death.
D) The insured invests payments in variable securities, and the return fluctuates with an uncertain economic market.
3. A policyowner suffers an injury that renders him incapable of performing one or more important job duties.
Any decrease in income resulting from his injury would make him eligible for benefits under which provision?
A) Nondisabling injury.
B) Flat amount disability.
C) Presumptive disability.
D) Partial disability.
4. Which of the following CORRECTLY identifies the favorable income tax treatment afforded to annuities?
A) Annual earnings are partially income tax deductible.
B) Gains are taxed only on distribution.
C) Annual earnings are partially income tax exempt.
D) The entire distribution is taxed at the owner ' s rate of taxation.
5. Which of the following is a life insurance contract written on the life of an individual?
A) Insurance.
B) Survivorship Policy.
C) Joint Life Contract.
D) Single-Life Insurance.
Solutions:
Question # 1
Answer: B | Question # 2
Answer: B | Question # 3
Answer: D | Question # 4
Answer: B | Question # 5
Answer: D |
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